Welcome, friends, to the world of homemaking on a budget, where the towels don’t fold themselves, the dishwasher never runs on its own, and every grocery store trip is a battle of wits, willpower, and a tiny bit of bribery. But don’t worry—just because we’re trying to keep things affordable doesn’t mean we have to sacrifice fun, flavor, or sanity. In fact, you can be a homemaking genius on a budget if you just embrace the chaos and a few creative shortcuts.
Let’s dive into some of my best (and most humbling) tips for making your home run like a well-oiled machine… without burning a hole in your wallet.
1. The Budget Spreadsheet: Your New Best Friend (or Frenemy)
You’ve probably heard that budgeting is essential, but here’s the real truth: I didn’t know what “fixed expenses” were until I spent an hour Googling it and feeling incredibly inadequate. To be honest, my husband manages most of our budget. We talk about everything, and he makes sure I know everything, but sometimes you've just got to know your strength/weaknesses, and creating a budget is really more his strength than mine. He also LOVES a good spreadsheet. Yes, it's color coded and has conditional formatting. He's a nerd, but he's MY nerd. Anyway, it's good to have at least a basic idea of how to do it all. It seems a little boring, I know. But let me tell you: once you’ve spent an entire Saturday getting intimate with an Excel spreadsheet, something magical happens. You’ll start to see where your money goes—and where it mysteriously vanishes. (Spoiler: It’s the overpriced coffee treat you keep getting “just because” you’re at Target.)
Pro Tip: Don’t shy away from those "Miscellaneous" categories. They’re there to save you from total financial chaos. Maybe add a category for “Stuff I Think I Need But Really Don’t,” which is basically the same as the “Miscellaneous” category but with more judgment.
2. The Dollar Store Is Your New Fashion Runway
Here’s a secret: the dollar store doesn’t just sell cleaning supplies. Oh no, my friend, it’s a goldmine of home décor that could rival your favorite boutique—if you squint and don’t mind a little glitter. Need throw pillows? Dollar store. A vase for those flowers you definitely didn’t steal from the neighbor's yard? Dollar store. A random assortment of random things that somehow make your home feel more "together"? Dollar store.
But don’t stop there! Once you’ve conquered the world of inexpensive decor, turn your attention to food. Sure, it’s a little more “instant noodles” than “gourmet meals,” but throw in a few fancy spices and voilà—you’ve got yourself a meal that looks like it came from a high-end restaurant. Or at least the Instagram post of one. I kid, I kid. mostly.
3. Meal Prep Like You’re On a Cooking Show (Except Way Less Fancy)
Meal prepping sounds like something only professionals do, right? Like those people who don’t just cook—they craft meals. But guess what? Meal prepping is your gateway to both saving time and money. If you’re feeling extra fancy, you can even plan your meals around your budget! (I know, I know, this is where things get wild.)
Here’s how it goes:
Make a shopping list based on sales and what’s in season.
Buy in bulk.
Cook large portions of meals that can be used in various ways (think chili that turns into burritos, soup that becomes casserole—look at you, kitchen magician).
Store it all in Tupperware that will probably leak, but you’ll find a way to make it work.
Not only will you impress your family with your culinary prowess, but you’ll also avoid the dreaded "What’s for dinner?" moment when you’re tired, hungry, and staring blankly at a jar of peanut butter.
4. DIY As Much As You Can
Let’s face it—homemaking on a budget means being a DIY warrior. Need a new shower curtain? Grab some fabric or an old sheet at the thrift store, a sewing machine, and pretend you’re on HGTV. The beauty of DIY projects is that they’re usually pretty inexpensive, and if they go horribly wrong, you’ve got a cool story for your friends (or at least your dog...or at my house your frog).
If sewing isn’t your thing, try making your own cleaning products. A little vinegar, some baking soda, and a dash of essential oil can go a long way in keeping your home sparkling clean and your budget intact. Plus, you’ll get that lovely false sense of superiority when you tell people you “made it yourself.” (“Oh, this old thing? Just a homemade all-purpose cleaner.”)
5. The Art of Embracing "Good Enough"
This might be the most crucial part of homemaking on a budget: you don’t have to be perfect. Your laundry room doesn’t need to look like a Pinterest board, and that throw blanket you’re folding doesn’t need to be styled like it's on a magazine cover. Good enough is absolutely fine. As long as your home is semi-organized and everyone’s fed, you’re winning. You’re not hosting a Vogue shoot, you’re running a home—and that's a huge victory.
6. Target Is a Trap, But It’s Also a Blessing
Ah, Target. The land of dreams and $200 receipts. I know you think you’re going in for one thing (maybe just toothpaste or a new pair of socks), but before you know it, you’ve spent an hour wandering the aisles, adding things like “fuzzy slippers” and “fall-themed napkins” to your cart because, you know, it’s just so cute. And then the self-checkout machine looks at you like, “You know better.”
But here’s the trick: Set a budget for each trip. And stick to it! Even if that means avoiding the dollar section. Which is hard. So very, very hard. But it’s doable. Also, if you find something irresistible, ask yourself: “Do I really need this, or am I just feeling emotionally drawn to the neon-colored kitchen gadgets?”
At the end of the day, homemaking on a budget is all about balance. It’s about getting creative, knowing when to say “no” (especially when Target is involved), and reminding yourself that your home doesn’t need to be a museum—it just needs to be a place where you feel comfortable, safe, and maybe a little bit smug about how much money you saved on that DIY project.
So go forth, fellow homemakers, and budget like the true champions you are! You’ve got this. And if all else fails, there’s always room for a little extra chocolate… which, let’s face it, is probably in the budget if we really look hard enough.
Happy homemaking!
Jenny Lundy